Learn more about eligibility, fees, enrollment dates, coverage, and more. SHP Medical Coverage OverviewThe medical plan provides coverage in the Princeton, NJ area, throughout the U.S., and internationally. The plan covers both in-network and out-of-network medical and mental health services, and also offers an exclusive mental health benefit to plan enrollees. 2025-26 SHP Summary Guide 2024-25 Summary of Benefits and Coverage Get a snapshot view of commonly used services and costs, with an FAQ. 2025-26 Student Health Plan Document Key Plan Benefits Our plan is designed with the student experience in mind, and offer comprehensive medical, prescription, and mental health coverage, including:Hospitalization and surgical benefitsInpatient and outpatient medical and mental health benefitsExclusive mental health provider network of local and community providers, only offered to Student Health Plan enrolleesMaternity and family planningPrescription coverage Radiology and laboratory servicesOral surgery benefits, e.g., impacted wisdom tooth removalPreventive care coverageDurable medical equipment, devices, and other special supplies and servicesMedical evacuation, repatriation, and medical services abroadView the SHP Summary Guide for complete details. Medical Plan Coverage Periods Coverage PeriodsAnnual (12 months): Effective August 1st through July 31stFall (6 months): Effective August 1st through January 31st Spring/Summer (6 months): Effective February 1st through July 31st Coverage for plan enrollees terminates in accordance with the plan termination provisions, found in the SHP Summary Guide. Medical Plan Annual Deductible The medical plan has an annual deductibleAn out-of-pocket expense you would need to pay during a 1 year coverage period before your plan begins to pay at an in-network or out-of-network rate. of $200/individual or $400/family. Your deductible is an out-of-pocket expense you would need to pay before the plan starts paying their share of the cost. Your plan deductible is annual and is reset at the start of each 12-month coverage period. Once you meet your deductible for the plan year, you do not need to pay towards the deductible for the remainder of that year. When the next 12-month coverage period begins (for the Student Health Plan it is August 1st each year), a new $200 deductible (or $400/family) will be applied to the new plan year. Meaning, every year you will be subject to a new deductible.
