The Student Health Plan is used when medical or specialist care is needed off-campus or outside of University Health Services (the University’s on-campus health center). The Princeton University Student Health Plan includes both your medical plan and your prescription plan. The coverage for both plans runs concurrently, and the cost for both plans is included in the Student Health Plan fee. Your medical planYour medical plan is administered through Aetna Student Health. You will have an insurance ID card specific to your Aetna plan.Use this ID card for any medical care you will receive off-campusBring your Aetna ID card to all scheduled medical appointments or non-scheduled urgent or emergency medical careObtain a referral before seeing off-campus providers. Your prescription planYour prescription plan is administered through Optum Rx. You will have an insurance ID card specific to your Optum Rx plan.Use this ID card to obtain prescription medications via retail pharmacy or mail orderBring your Optum Rx ID card to the pharmacy when you pick-up your prescription SHP Benefits and Coverage Medical Plan Overview and Benefits Prescription Plan Overview and Benefits Mental Health Benefits Referrals for Off-Campus Providers Medical Bills and Financial Support Filing Claims Provider Directory Coverage while Traveling Internationally Gender Affirming Care Start here Explore our SHP Summary Guide & Benefits Guide. Access the tools you need on the Aetna website Visit the Aetna website. You will need your PUID number and ID card to register. Then you can:View Explanation of Benefits (EOB) statementsEstimate the cost of common health care services and proceduresFind health care professionals and facilities that participate in your planFile ClaimsStatus of ClaimsGet access to the Aetna Health App Eligibility and Enrollment The annual election and waiver period typically runs from mid-May through June 30. Find fees and enrollment periods for individuals and dependents in the 2024-25 Summary Guide. Annual Elections Instructions and Fees Eligibility and Enrollment in the Student Health Plan Navigating Multiple Insurance Plans Waiving the SHP Provider Network In-Network Aetna Student Health Providers The Student Health Plan provides access to the Aetna Preferred Provider Network (in-network providers). Using an in-network provider will maximize your savings and reduce your out-of-pocket expenses. In-network providers have a negotiated rate contracted with Aetna that they accept as payment for their services. To find an in-network provider, contact Aetna at 1-877-437-6511 or visit the Aetna Providers Directory website. Mental Health: Princeton’s Exclusive Provider Network (EPN) The EPN is an exclusive network of local and community mental health providers who do not accept insurance with other plans but are contracted to accept the Student Health Plan. Visit Mental Health Benefits to learn more. Annual Fee The 2024-25 annual fee is $3,510, billed half in fall and half in spring. Essential Information Access your Insurance ID Cards Plan a leave of absence or extend your coverage Enroll during qualifying life events Manage your health. 2024-25 SHP Summary Guide TypeWord document 2024-25 Summary of Benefits and Coverage TypeWord document 2024-25 Student Health Plan Document TypeWord document Glossary of Health Coverage and Medical Terms
