The annual election period is mid-May through June 30. After the election period has ended, waiver elections require a Qualifying Life Event or a new readmit status.If you waive the SHP, you may utilize University Health Services, the University's on-campus health facility, as long as you are an actively enrolled student. Undergraduate Students Elect to waive the Student Health Plan.Your plan must meet all coverage requirements. A waiver election must be made every year during the election period. Coverage RequirementsTo waive the Student Health Plan (SHP), your health insurance plan must meet all coverage requirements and be valid for the full plan year.If your plan does not meet all requirements, you are required to enroll in the SHP. Financial aid may be available to aid-eligible students who do not meet the coverage requirements. Waiver Coverage Requirements Students may request a waiver from the Princeton University Student Health Plan during the annual open enrollment period if their health insurance plan meets all University requirements.Use this worksheet to help you determine if your health insurance plan meets the Princeton University waiver requirements. This checklist is provided for reference purposes only.If you select NO for any of these required benefits, your plan will NOT be eligible for waiver approval.COVERAGE REQUIREMENTSYESNOBased in, and licensed by, The State Insurance Office to do business in the United States. International plans do not qualify. Plans underwritten by a company outside of the U.S. do not qualify. Effective and remains in force for the duration of the plan year (August 1st - July 31st) In-network routine, non-urgent, and emergency inpatient and outpatient medical and mental/behavioral health care (including any ancillary services) provided in the Princeton, NJ area In-network laboratory and radiology services in the Princeton, NJ area Ambulance transportation Treatment for pre-existing conditions (no waiting periods or exclusions) No yearly or lifetime coverage maximums for the below essential ACA health benefits: Outpatient care (ambulatory patient services) Emergency room services Hospitalization (treatment for inpatient care) Prenatal and postnatal maternity care, newborn care, and pediatric care and services Mental health and addiction treatment Prescription Drugs Rehabilitative services Laboratory services Preventive services, wellness services, and chronic disease treatment The following criteria are required to be met through your health insurance plan or a supplemental plan: Coverage for medical, mental, and behavioral health services while traveling internationally Medical evacuation (minimum of $50,000) effective 8/1-7/31 Repatriation coverage (minimum of $25,000) effective 8/1 – 7/31 Waiver Instructions Elect to waive the Student Health Plan.Aetna will verify your insurance and notify you of your waiver status (approved, denied, pending) via email.If your waiver is not approved, you will be automatically enrolled in the SHP for the full plan year and billed accordingly. Graduate Students Degree Programs Your student health plan enrollment is mandatory. You are not eligible to waive the SHP. Non-Degree Programs Qualifying Nondegree Students (QUAL)You are automatically enrolled in the SHP in accordance with the terms of your contract with Princeton University. You are not eligible to waive the SHP.Trailing Students (GTRL) You are automatically enrolled in the SHP in accordance with the terms of your contract with Princeton University. You are not eligible to waive the SHP.Visiting Scholar Research Collaborator (VSRC) You are automatically enrolled in the SHP in accordance with the terms of your contract with Princeton University. You are not eligible to waive the SHP.Visiting Students (GVISIT) You are automatically enrolled in the SHP in accordance with the terms of your contract with Princeton University. You are not eligible to waive the SHP. Navigating Multiple Insurance PlansAs a Graduate student, your Student Health Plan enrollment is mandatory, and you are not eligible to waive the plan.The cost of the Student Health Plan is included as part of the tuition and fees and is typically paid alongside the tuition coverage received for fellowships, assistantships, and external grants. You may check with your department to confirm that your Student Health Plan fee will be covered through your tuition.If you are also covered under another health plan, refer to Navigating Multiple Insurance Plans. Essential Information Waive the Student Health Plan Qualifying Life Event
